New York is what is known as a “no fault” state, meaning that if you are injured in a car accident who was at fault will not be taken in to account so that you can get medical treatment and are compensated for lost wages. This is called “basic economic loss.”
As a New York driver, it is important to know what types of car insurance are available. There are several categories of automobile insurance. These include: personal injury protection (PIP) and bodily injury liability (BI). It also includes property damage liability.