a Multi-Car Accident happens in an instant. When a two car crash occurs finding out who is at fault is easier than when a multi vehicle car accident occurs. Determining fault in that situation can often be like trying to solve a complex mathematical equation. : What “factor” happened first? Which party is wrong? What caused the injuries and damage? And what “variable” must be considered like speeding of one party or weather conditions at the time of the crash.
The most important thing after a Multi-Car Accident is for you to take care of first is yourself. Make sure that you get the necessary treatment for your injuries as soon as you can.
The next thing to do is to properly tell your insurance carrier of the accident. This is very important and should be done by you or someone on your behalf soon after the accident.
How Do You Pay For Treatment After A Multi-Car Accident
What you do not have to worry about after an accident is getting treatment for your injuries. New York is a “no-fault” accident state. This means that your own insurance policy will cover your treatment for economic loss (doctor’s, PT, etc.) up to your policy limits. If your injuries are severe enough to meet the statute for bringing a lawsuit then you can look for pain and suffering, etc. over and above your no-fault coverage.
There are many different scenarios for this type of incident. Often the negligence of one party causes a chain reaction. This results in a pile up and multiple injuries to all involved. One of the hardest things to determine is who pays for the injuries of the other parties.
Many times in a multi-car accident each party can bear a bit of fault for the crash. For example, maybe one party was speeding and lost control of their vehicle. Maybe that car hit another car and forcing them in to the car in front. While it seems clear that the speeding driver caused the initial impact and will bear a majority of the liability, the driver of the first car may claim that the driver of the second car was “following too closely” under the Vehicle and Traffic law and so that driver will also bear some liability for the injuries sustained by the driver or passenger(s) of vehicle number one.
The Role Of Investigation
When we begin a lawsuit on your behalf we take in to account the fact that it will take time to comb through all the information obtained during the discovery process. We will weed out the truth. Sometimes a criminal investigation is necessary after the crash. This happens if one of the parties was driving under the influence of alcohol or another drug . It will also happen if there is a death that occurred in the collision.
Of course, multiple parties participated in this accident. In addition, along with them are the multiple insurance carriers and more attorneys. Each party points the finger at the other. You will most likely be a defendant and a plaintiff in lawsuits stemming from the same accident. We are involved with every aspect of your case as a plaintiff and in keeping in touch with the attorney hired by your carrier to defend you. Contact us here for further assistance.